The government has created the Help to Buy schemes including Help to Buy: Equity Loan to help hard-working people like you take steps to buy your own home.
With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.
You won’t be charged loan fees on the 20% loan for the first five years of owning your home.
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