One of our key commitments at Mishon Mackay is our ‘Vendor Promise’, where we ensure all of your prospective buyers are checked for their financial services before they make an offer on your property.

We are able to do this by recommending our buyers speak to our ‘in house’ Independent financial advisers, who will check their circumstances in detail to confirm that they are in a position to proceed. We would also be happy to assist with your financial services and mortgage requirements.

For many of us, applying for a mortgage can be a daunting and frustrating experience; particularly in the current economic climate where mortgages are ever harder to obtain due to lender criteria and policy tightening considerably over the past nine years and even more so following the Government’s introduction of the “Mortgage Market Review” policy (MMR) in April 2014. It is now considered to be the most difficult part of the house buying process!

Therefore receiving advice to help you choose the right mortgage for you has never been more necessary and is probably one of the most important decisions you will need to make when moving home and buying a new property.

A mortgage is often one of the largest financial commitments that you will undertake, so choosing the right one for you requires careful consideration.

We work in partnership with Seico Insurance & Mortgages Ltd. They are our ‘in house’ independent mortgage advisers who will search the whole market and use software that provides access to lenders across the UK, resulting in impartial advice and delivery of competitive rates.

Whether you are seeking a mortgage for your new home or investment property, or simply wish to review your existing mortgage to determine its competitiveness, Seico Insurance & Mortgages Ltd offer the experience and resources to help you find the one that best matches your needs and circumstances.

As part of the most comprehensive advice network in the UK, they also have access to many exclusive products that are not generally available to other advisers or high street lenders.